Is Invisalign Covered by Dental Insurance?

Is Invisalign Covered by Dental Insurance? David Ross Orthodontics in Hanover, PA or in Lutherville-Timonium and Westminster, MD If you live in Hanover, PA or in Lutherville-Timonium and Westminster, MD, you might be wondering if your plan helps pay for Invisalign. At David Ross Orthodontics, our team provides braces and Invisalign for kids, teens, and adults, and we help patients make smart choices about costs. 

 

Invisalign insurance and orthodontic coverage basics

Many dental plans include orthodontic coverage, but details vary by employer and insurer. Plans often set a lifetime orthodontic maximum and may have waiting periods or age limits. That is why the safest answer is: it depends on your specific plan.

Do you accept my insurance?

Yes. The practice participates with all major insurance plans, and there is an on-site financial coordinator who helps verify benefits and file claims, so you understand how your plan applies to Invisalign. 

Is Invisalign ever covered like braces?

Often, yes. When a plan includes orthodontic coverage, clear aligners are commonly treated as an orthodontic service. Your plan’s rules control how much it pays and when. Our team will check eligibility, remaining benefits, and any lifetime orthodontic maximum before treatment begins. 

What if I have Medicaid or CHIP?

At the Hanover office, the practice participates with most state Medicaid plans and is a CHIP participating provider for select plans. Coverage decisions still depend on plan rules and medical necessity.

 

How do dental benefits apply to Invisalign?

Insurance may pay a percentage of the Invisalign fee up to your plan’s orthodontic maximum. Some plans pay over time as you progress through treatment. Others pay a single amount. Understanding when and how your plan pays helps you plan your budget. 

What if my plan does not cover orthodontics?

You still have options. The office offers interest-free, in-house financing with low monthly payments, plus full-payment and multi-family discounts. This helps make Invisalign or braces more affordable even without insurance. 

 

Services and support you can expect here

The practice provides comprehensive orthodontic care, including braces and Invisalign for all ages, with convenient locations in Hanover, Lutherville-Timonium, and Westminster. You can also schedule a free new patient exam to review your goals, costs, and benefits in one visit.

 

Quick comparison table

Common question

Short answer

What we do for you

Will my plan cover Invisalign?

It depends on your plan’s orthodontic coverage and limits.

Verify benefits and eligibility before you start. 

How are payments handled?

Many plans pay a portion up to a lifetime maximum.

Explain how and when insurers pay for aligners. 

No orthodontic coverage?

You can still proceed with a budget-friendly plan.

Offer interest-free in-house financing and available discounts. 

Medicaid or CHIP?

Participation available at the Hanover office for select plans.

Help navigate approvals and paperwork.

 

What paperwork do I need?

Bring your insurance card and any plan details from your employer or insurer. Our financial coordinator will check coverage, confirm in-network benefits, and estimate your out-of-pocket costs before treatment. 

 

Overview

  • Invisalign can be covered when your plan includes orthodontic coverage, but rules vary by plan.

  • The practice accepts all major insurance plans and helps with claims and benefit checks.

  • If you lack coverage, interest-free in-house financing and discounts can help you move forward confidently.

  • Medicaid and CHIP participation is available at the Hanover office for select plans.

Ready to review your dental benefits and see if Invisalign fits your budget? Schedule a free new patient exam at the Hanover, Lutherville-Timonium, or Westminster office and our team will verify your coverage and outline clear next steps.